TERMS AND CONDITIONS
Welcome to V4 Technologies.
These Terms and Conditions ("Terms", "Terms and Conditions", or "Agreement") govern your access to and use of mobile applications, websites, software, digital products, subscription services, and other services developed, published, or operated by V4 Technologies ("V4 Technologies", "we", "our", or "us").
These Terms apply to V4 Technologies applications and services made available through Google Play and other distribution platforms.
By downloading, installing, accessing, registering for, purchasing, subscribing to, or using any V4 Technologies application or service (collectively, the "Services"), you agree to be bound by these Terms.
If you do not agree with these Terms, you must discontinue use of the applicable Service.
These Terms should be read together with the V4 Technologies Privacy Policy and any additional terms, subscription conditions, or notices displayed within a particular application.
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1. ABOUT V4 TECHNOLOGIES
V4 Technologies
Address:
House-01, Road-06, Block-A, Section-10, Mirpur, Dhaka-1216, Bangladesh
Email:
connect@v4technologiesbd.com
Phone:
+880 1400-410188
V4 Technologies develops, publishes, and operates software applications and digital services.
Our applications may provide different types of functionality, including but not limited to:
Digital tools
Software services
Educational services
Information services
Digital content
Communication features
Utility features
Premium features
Subscription services
Other digital products and services
The functionality of each application may differ.
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2. ACCEPTANCE OF THESE TERMS
By using a V4 Technologies Service, you confirm that:
You have read and understood these Terms.
You agree to comply with these Terms.
You will use the Service only for lawful purposes.
You will comply with applicable laws and regulations.
You will comply with applicable platform rules.
Information provided by you will be accurate where the Service requires such information.
If you use a Service on behalf of another person, organization, or legal entity, you confirm that you have authority to accept these Terms on their behalf.
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3. ELIGIBILITY
Certain applications or features may have age, geographic, or other eligibility requirements.
You may use the relevant Service only if you meet the applicable requirements.
If a Service is subject to a minimum age requirement, you must not use that Service if you do not meet the required age.
Parents or legal guardians are responsible for supervising minors' use of Services where required by applicable law.
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4. LICENSE TO USE THE APPLICATION
Subject to these Terms, V4 Technologies grants you a limited, non-exclusive, non-transferable, revocable license to download, install, and use the applicable application on a compatible device for its intended purpose.
This license does not transfer ownership of the application, software, content, or intellectual property to you.
You must not:
Copy the application except where permitted by law or the applicable platform.
Modify the application.
Create derivative works from the application.
Reverse engineer, decompile, or disassemble the application except where expressly permitted by applicable law.
Attempt to obtain source code.
Remove copyright, trademark, or proprietary notices.
Sell, lease, sublicense, or redistribute the application without authorization.
Circumvent technical restrictions or security mechanisms.
Use protected portions of the Service to create an unauthorized competing product.
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5. ACCEPTABLE USE
You agree to use the Services only for lawful and legitimate purposes.
You must not:
Violate applicable laws or regulations.
Commit fraud.
Engage in unauthorized financial transactions.
Impersonate another person or organization.
Access another person's account without authorization.
Attempt to obtain unauthorized access to V4 Technologies systems.
Interfere with the security or operation of the Services.
Upload malware, viruses, or malicious code.
Abuse, threaten, harass, or harm other users.
Collect another person's personal information without authorization.
Circumvent subscription restrictions.
Circumvent payment mechanisms.
Manipulate transactions or subscription status.
Exploit technical vulnerabilities without authorization.
Use automated systems in a way that disrupts the Service.
Use the Services for unlawful activities.
Violate Google Play policies or applicable distribution-platform requirements.
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6. USER ACCOUNTS
Some applications may require or allow you to create an account.
You agree to provide accurate and current information where required.
You are responsible for:
Maintaining the security of your account.
Protecting your login credentials.
Protecting access to your device.
Activities performed through your account, subject to applicable law.
Informing V4 Technologies if you believe your account has been compromised.
You must not knowingly share account credentials where account sharing is prohibited.
V4 Technologies may request reasonable verification information when necessary to protect accounts or prevent fraud.
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7. GOOGLE SIGN-IN
Some V4 Technologies applications may allow users to register or sign in using Google Sign-In.
When you use Google Sign-In:
Google may process your authentication information according to Google's applicable policies.
V4 Technologies may receive information required to create and manage your account.
Your use of Google Sign-In is also subject to Google's applicable terms and policies.
Google authentication does not transfer responsibility for your account activity away from you.
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8. DEVICE PERMISSIONS
Depending on the functionality of a particular application, the application may request permission to access:
Location
Camera
Microphone
Contacts
Photos or media
SMS or OTP-related functionality
Notifications
Other device features
The permissions requested by each application will depend on its actual functionality.
You may manage or revoke permissions through your device settings.
If a required permission is denied or revoked, certain application features may become unavailable.
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9. DIGITAL SERVICES AND CONTENT
V4 Technologies applications may provide different forms of digital services and content, including:
Software functionality
Educational materials
Digital information
Audio
Video
Images
Documents
Interactive features
Premium features
Subscription services
Other digital products
The availability and functionality of content may vary by application, device, location, subscription plan, and other circumstances.
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10. INTELLECTUAL PROPERTY
Unless otherwise stated, V4 Technologies or its licensors own or control the intellectual property rights relating to the Services.
This may include:
Applications
Software
Source and compiled code
User interfaces
Designs
Logos
Trademarks
Graphics
Text
Images
Audio
Video
Databases
Documentation
Other proprietary materials
You may use these materials only as permitted by these Terms or applicable law.
You must not reproduce, distribute, sell, publish, modify, or commercially exploit V4 Technologies intellectual property without authorization.
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11. USER-GENERATED CONTENT
Some V4 Technologies applications may allow users to upload, submit, publish, transmit, or otherwise provide content.
Such content may include:
Text
Images
Audio
Video
Comments
Reviews
Profiles
Documents
Other materials
You retain ownership of content that you lawfully own.
By submitting content to a Service, you grant V4 Technologies the limited rights necessary to host, store, process, display, transmit, moderate, and provide the relevant Service.
You represent that you have the necessary rights to submit such content.
You must not submit content that:
Is unlawful.
Infringes intellectual property rights.
Violates privacy rights.
Contains malware.
Is fraudulent or deceptive.
Harasses or threatens others.
Exploits or endangers children.
Promotes criminal activity.
Violates applicable content policies.
Violates applicable laws.
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12. CONTENT MODERATION
Where an application supports user-generated content, V4 Technologies may use:
Automated systems
Human review
User reports
Other moderation mechanisms
to identify and address content or behavior that violates these Terms or applicable policies.
V4 Technologies may:
Remove content.
Restrict content visibility.
Disable content.
Suspend accounts.
Restrict features.
Terminate access where appropriate.
Users may report prohibited or abusive content through the reporting functionality provided by the applicable application or by contacting V4 Technologies.
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13. THIRD-PARTY SERVICES
V4 Technologies applications may use third-party services, APIs, SDKs, payment providers, authentication providers, telecommunications services, analytics services, hosting providers, or other external services.
Depending on the application, these may include:
Google
Firebase
Google Sign-In
bKash
Nagad
SSLCommerz
aamarPay
Grameenphone (GP)
Robi
Banglalink
Other service providers
Third-party services may have their own terms and privacy policies.
Your use of those services may therefore be subject to the applicable third-party terms.
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14. SUBSCRIPTIONS
Certain V4 Technologies applications may offer paid subscriptions.
A subscription may provide access to specified:
Premium features
Digital content
Services
Tools
Benefits
Subscription-only functionality
The specific benefits of each subscription will be displayed in the applicable application or subscription interface.
The subscription terms presented at the time of purchase form part of your agreement with V4 Technologies.
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15. SUBSCRIPTION PLANS
Subscription plans may differ by:
Duration
Features
Price
Eligibility
Geographic availability
Promotional offers
Payment method
Available plans may include:
Daily subscriptions
Monthly subscriptions
Quarterly subscriptions
Annual subscriptions
Other subscription periods
Not every plan will be available in every application or country.
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16. SUBSCRIPTION PRICING
Before completing a subscription purchase, the applicable purchase interface will display the relevant pricing and material subscription terms.
Depending on the Service, the displayed information may include:
Subscription price
Subscription period
Features included
Start date
Expiration date
Renewal conditions
Promotional pricing
Applicable taxes or charges
Cancellation information
Users are responsible for reviewing the subscription details before completing a purchase.
Google Play's subscription policy requires subscription offers to clearly communicate material terms such as cost, billing frequency, renewal terms, and benefits.
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17. PAYMENT METHODS
V4 Technologies applications may support subscription payments through local payment providers and telecommunications operators.
Depending on the application and availability, supported payment methods may include:
Mobile Financial Services
bKash
Nagad
Payment Gateways
SSLCommerz
aamarPay
Mobile Operator Billing
Grameenphone (GP)
Robi
Banglalink
The payment methods available to a user may depend on the application, country, subscription plan, payment-provider availability, and other applicable conditions.
V4 Technologies may add, remove, or change supported payment methods from time to time.
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18. PAYMENT PROCESSING
When you purchase a subscription through an available payment provider, the transaction may be processed directly by that provider.
Depending on the payment method, the provider may request information such as:
Mobile number
Customer/account information
Payment credentials
Transaction information
Verification information
One-time passwords
Other information required to process the transaction
Payment information entered directly into a third-party payment provider's secure payment environment is handled according to that provider's applicable terms and privacy policy.
V4 Technologies may receive transaction information necessary to:
Confirm payment.
Activate a subscription.
Maintain subscription status.
Process renewals where applicable.
Provide customer support.
Detect fraudulent transactions.
Maintain required transaction records.
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19. PAYMENT PROVIDER TERMS
Payments made through bKash, Nagad, SSLCommerz, aamarPay, Grameenphone, Robi, or Banglalink may be subject to the respective provider's:
Terms of service
Privacy policy
Payment rules
Refund policies
Security procedures
Transaction limits
Eligibility requirements
V4 Technologies is not responsible for independent payment-provider systems, outages, errors, restrictions, or policies.
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20. SUBSCRIPTION ACTIVATION
A subscription will generally become active after V4 Technologies receives sufficient confirmation that the applicable payment transaction has been successfully completed.
Depending on the payment method, activation may be:
Immediate
Delayed
Subject to payment confirmation
Subject to account verification
If a payment is unsuccessful, reversed, cancelled, refunded, or otherwise invalidated, the associated subscription may not be activated or may subsequently be suspended.
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21. SUBSCRIPTION RENEWAL
Subscription renewal depends on the specific subscription and payment method.
Where automatic recurring billing is supported, the applicable subscription interface will disclose the renewal conditions.
Where automatic renewal is not supported, users may need to manually purchase or renew their subscription.
The exact renewal mechanism may vary between:
bKash
Nagad
SSLCommerz
aamarPay
Grameenphone
Robi
Banglalink
Users are responsible for reviewing their subscription status and applicable renewal terms.
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22. SUBSCRIPTION CANCELLATION
Users may cancel a subscription according to the cancellation procedure applicable to the payment method and subscription plan.
Depending on the payment method, cancellation may require:
Cancellation through the applicable payment provider.
Cancellation through a V4 Technologies account.
Contacting V4 Technologies support.
Disabling recurring billing.
Allowing the existing subscription period to expire.
Cancellation normally prevents future renewal but does not necessarily provide a refund for an already-paid subscription period unless a refund is required by applicable law or the applicable subscription terms.
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23. REFUNDS
Refund eligibility depends on:
The applicable payment provider.
The subscription terms.
The date and nature of the transaction.
Applicable law.
Whether the payment has already been settled.
Whether the service has been used.
Payment-provider-specific refund procedures may apply.
For refund requests, users may contact:
connect@v4technologiesbd.com
Where appropriate, we may require transaction information to investigate a refund request.
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24. FAILED, REVERSED, OR CHARGEBACK TRANSACTIONS
If a payment is:
Declined
Reversed
Cancelled
Refunded
Charged back
Determined to be fraudulent
V4 Technologies may suspend, deactivate, or otherwise adjust the associated subscription.
We may require verification before restoring access.
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25. FRAUD PREVENTION
V4 Technologies may use reasonable measures to detect and prevent:
Fraudulent payments
Unauthorized transactions
Subscription abuse
Account sharing
Payment manipulation
Chargeback abuse
Promotional abuse
Where fraud or abuse is suspected, V4 Technologies may temporarily restrict or suspend the affected account or subscription while investigating.
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26. SUBSCRIPTION BENEFITS
Subscription benefits must be used only for the purposes described by the applicable Service.
A subscription does not automatically provide ownership of the underlying digital content or software.
Unless expressly stated otherwise, subscription access is a limited right to use the applicable features during the subscription period.
Subscription benefits may change where reasonably necessary to maintain, improve, or update the Service, subject to applicable law and the material terms of the subscription.
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27. SERVICE AVAILABILITY
We make reasonable efforts to maintain our Services but do not guarantee uninterrupted availability.
Services may become temporarily unavailable due to:
Maintenance
Updates
Technical failures
Network problems
Security incidents
Payment-provider outages
Telecommunications outages
Third-party service failures
Legal or regulatory requirements
Events outside our reasonable control
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28. PAYMENT AND TELECOMMUNICATION SERVICE AVAILABILITY
V4 Technologies does not guarantee continuous availability of bKash, Nagad, SSLCommerz, aamarPay, Grameenphone, Robi, or Banglalink payment services.
If a third-party payment or telecommunications provider is unavailable, users may be temporarily unable to purchase or renew a subscription through that provider.
V4 Technologies is not responsible for delays caused solely by a third-party provider.
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29. CHANGES TO THE SERVICES
V4 Technologies may modify, update, suspend, replace, or discontinue any part of a Service.
Changes may include:
New features
Removed features
Interface changes
Content changes
Subscription changes
Payment-provider changes
Security updates
Technical improvements
Where required by applicable law, we will provide appropriate notice of material changes.
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30. SOFTWARE UPDATES
Applications may require periodic updates.
Updates may be necessary to:
Improve security
Fix bugs
Improve performance
Add functionality
Maintain compatibility
Comply with platform requirements
Support payment integrations
Failure to install required updates may cause some features to stop functioning.
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31. PROHIBITED TECHNICAL ACTIVITIES
You must not:
Circumvent subscription controls.
Manipulate payment responses.
Modify transaction information.
Attempt to generate fraudulent payment confirmations.
Bypass authentication.
Extract private API credentials.
Access unauthorized databases.
Attack application infrastructure.
Introduce malicious code.
Reverse engineer protected systems except where legally permitted.
Interfere with payment or subscription verification.
Attempt to obtain another user's private information.
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32. ACCOUNT SUSPENSION OR TERMINATION
V4 Technologies may suspend, restrict, or terminate access where:
These Terms are violated.
Fraud is suspected.
Payment abuse occurs.
The account presents a security risk.
The Service is used unlawfully.
Unauthorized access is attempted.
Subscription restrictions are circumvented.
Applicable law requires action.
A platform provider requires action.
Where appropriate, we may provide notice before taking action.
Immediate action may be taken where necessary to protect users, systems, payment infrastructure, or legal interests.
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33. EFFECT OF TERMINATION
Upon termination:
Your right to use the applicable Service may end.
Access to subscription features may be disabled.
You must stop using the Service.
You must not attempt to circumvent termination.
Termination does not automatically create a right to a refund unless required by applicable law or applicable subscription terms.
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34. PRIVACY
Your use of V4 Technologies Services is also governed by our Privacy Policy.
The Privacy Policy explains how we collect, use, store, protect, share, and delete personal information.
The Privacy Policy is available at:
V4 Technologies Privacy Policy
https://v4technologiesbd.com/privacy-policy.html
By using the Services, you acknowledge that you have reviewed the Privacy Policy.
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35. THIRD-PARTY CONTENT AND SERVICES
Our Services may contain links to or integrations with third-party services.
Third-party services may have their own:
Terms
Privacy policies
Payment policies
Refund policies
Security practices
V4 Technologies does not control third-party services and is not responsible for their independent operation.
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36. DISCLAIMER OF WARRANTIES
To the maximum extent permitted by applicable law, the Services are provided on an "as is" and "as available" basis.
V4 Technologies does not guarantee that:
The Services will always be available.
The Services will be uninterrupted.
The Services will be completely error-free.
All information will always be accurate.
Every feature will operate on every device.
Third-party payment services will always be available.
Third-party services will always operate without interruption.
Nothing in these Terms excludes rights or remedies that cannot legally be excluded.
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37. LIMITATION OF LIABILITY
To the maximum extent permitted by applicable law, V4 Technologies and its officers, employees, affiliates, contractors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from your use of or inability to use the Services.
This may include loss of:
Profits
Revenue
Data
Business opportunities
Goodwill
Expected savings
Nothing in these Terms limits liability that cannot legally be limited or excluded.
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38. USER RESPONSIBILITY
You are responsible for:
Your use of the Services.
Your account.
Your device security.
Your payment information.
Your subscription management.
Your compliance with applicable laws.
Your compliance with applicable third-party terms.
You should review transaction confirmations and subscription information carefully.
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39. COPYRIGHT AND INTELLECTUAL PROPERTY COMPLAINTS
V4 Technologies respects intellectual property rights.
If you believe that content available through a V4 Technologies Service infringes your copyright or other intellectual property rights, contact:
connect@v4technologiesbd.com
Your complaint should provide sufficient information to identify the relevant content and your rights.
We may investigate and take appropriate action where warranted.
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40. TRADEMARKS
"V4 Technologies" and associated names, logos, designs, and branding may constitute trademarks or proprietary rights.
You may not use V4 Technologies trademarks or branding without prior written authorization.
Third-party trademarks remain the property of their respective owners.
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41. CHILDREN
Some V4 Technologies applications may not be intended for children.
Users must comply with applicable age restrictions.
Applications intended for children may have additional requirements and safeguards.
We do not knowingly permit unlawful collection or use of children's information.
Additional information is provided in our Privacy Policy.
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42. LOCAL LAWS AND INTERNATIONAL USERS
V4 Technologies operates from Bangladesh.
Our applications may be accessible in other countries.
You are responsible for complying with the laws applicable to you when using our Services.
Certain applications, subscriptions, payment methods, or features may not be available in all countries.
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43. CHANGES TO THESE TERMS
V4 Technologies may update these Terms from time to time.
The "Last Updated" date will be changed when the Terms are revised.
For material changes, we may provide additional notice where appropriate or required by applicable law.
Your continued use of a Service after revised Terms become effective constitutes acceptance of the revised Terms, to the extent permitted by applicable law.
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44. SEVERABILITY
If any provision of these Terms is determined to be invalid or unenforceable, that provision will be interpreted or modified to the minimum extent necessary where legally possible.
The remaining provisions will remain effective.
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45. ENTIRE AGREEMENT
These Terms, together with the applicable Privacy Policy and any additional terms displayed within a particular Service, constitute the agreement between you and V4 Technologies concerning your use of that Service.
Additional terms may apply to:
Specific subscriptions
Promotional offers
Payment methods
Particular applications
User-generated content
Specialized services
Where an additional term specifically applies to a particular feature or transaction, that term will govern that feature or transaction to the extent of any conflict.
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46. GOVERNING LAW AND JURISDICTION
To the extent permitted by applicable law, these Terms shall be governed by the laws of Bangladesh.
Subject to mandatory consumer-protection rights and other applicable laws, disputes relating to these Terms or the Services shall be subject to the jurisdiction of the competent courts of Bangladesh.
Nothing in this section is intended to remove any mandatory legal rights available to users under applicable law.
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47. APPLICATION-SPECIFIC TERMS
V4 Technologies operates multiple applications and each application may have different functionality.
Not every application necessarily provides every feature or payment method described in these Terms.
For example, a particular application may or may not provide:
Google Sign-In
Firebase services
Location functionality
Camera functionality
Microphone functionality
Contacts functionality
SMS/OTP functionality
User-generated content
Premium features
Subscriptions
bKash
Nagad
SSLCommerz
aamarPay
Grameenphone
Robi
Banglalink
Only the features and payment methods actually offered by a particular application apply to that application.
Additional application-specific terms may be displayed within the application.
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48. ACKNOWLEDGEMENT
By downloading, installing, accessing, registering for, subscribing to, purchasing, or using a V4 Technologies Service, you acknowledge that:
1. You have read these Terms.
2. You understand these Terms.
3. You agree to comply with these Terms.
4. You have reviewed the V4 Technologies Privacy Policy.
5. You understand that subscription and payment terms may vary by application and payment method.
6. You understand that third-party payment providers may have separate terms and policies.
If you do not agree with these Terms, please discontinue use of the applicable Service.
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49. CONTACT INFORMATION
For questions, complaints, subscription issues, payment issues, legal notices, copyright matters, account issues, or other inquiries relating to these Terms:
V4 Technologies
Address:
House-01, Road-06, Block-A, Section-10, Mirpur, Dhaka-1216, Bangladesh
Email:
connect@v4technologiesbd.com
Phone:
+880 1400-410188
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